Personal Finance

Bottom line - you don’t get much more than with the Gold. If you have multiple cards, the extra annual fees start to divide out and it’s more reasonable, but for a single card it is way overpriced.

I used to have a black card through via my previous business, so I still have several years left on my Priority Pass, which gets you into many airport lounges - more than just the Platinum. (BTW, if you want a Priority Pass, you can buy them yourself - no need to get a black.)