Personal Finance

I am a fan of American Express premium credit cards. I upgraded to Gold years ago and am seriously considering a second upgrade to a Platinum Express Card. There are some times, however, when a consumer chooses to carry a balance longer than a month. They want a credit card, not a charge card.

The difference is that a charge, like the American Express Gold Card or similar offerings, are paid in full each month. A credit card is like the typical MasterCard, Visa or Discover Card. American Express charge cards offer a “Sign and Travel” feature for bigger purchases, but American Express has also introduced the very successful Amex Blue credit card.