Personal Finance

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Hi there,

Schlamozzel here with another Slumlord Brand (TM) review of yet ANOTHER shining example of what is VERY WRONG with corporate America. Get a load of (and I don’t mean a load of in a GOOD WAY) Metropolitan Life - Life Insurance.

As stated in other reviews I am currently up to my armpits in the seemingly endless paper storm which is SECONDARY to having lost a family member. Nobody ever shows this aspect of a life insurance claim in the T.V. commercials. If they did, I feel extremely confident that most people would never buy a policy.

The Basics

Metropolitan Life - Life Insurance is one of several products issued by MetLife. This is the company that features “Snoopy” of “Peanuts” fame in their ads. You can find their web site at the link listed below:

http://www.metlife.com/Applications/Corporate/WPS/CDA/PageGenerator/0,4773,P0,00.html?WT.ac=GN_home

My Expeirience With This Company

This one is even WORSE than as depicted in my review of “Northwestern Mutual Life”.

1) My LATE mother who died nearly 21 years ago is still alive according to them.

2) When my LATE mother is proven to them to be dead, we’ll have to prove to them AGAIN that my father has died.

3) Upon successful completion of number 1 and number 2 these people will send out information on payment of “benefits” sometime between 30 to 90 days. BUT…

4) First all persons listed as beneficiaries must sign and have WITNESSED forms that allow the company to contact the Doctors who have treated my late father until the time of his death. This process can take up to another 180 days, depending on how many physicians they opt to contact, how long it takes those physicians to respond, how many of those responses will require FOLLOW UP requests for information, etc.

Can you see where this is going yet?

5) They must CONFIRM the names, addresses, telephone numbers and etc of ALL recepients and BLAH BLAH BLAH BLAH…

Final Thoughts

Personally, I’d like to know just when the HELL I get some of that “security for the future” companies like this keep blathering about.

I’m sorry folks. But frankly I have to say that I am absolutely FED UP right now. I’m not my usual “Schlamozzel self” at the moment. So I hope that you’ll pardon my not being so terribly cordial.

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