Monthly Archives: July 2008

Washington Mutual worst bank in my 55 years Washington Mutual Bank

Washington Mutual Bank

My mother developed Alzheimer’s disease a few years ago. Her husband (my step-father) had to place her in an Alzheimer’s center for her safety. When he passed away I was added to her Wamu account as conservator. When she passed away, our attorney sent court papers naming me as executor. My wife and I went into Wamu and tried to change the account to executor. We thought it would be simple because we had the court papers and changing from conservator to executor, must be a very common event.

Tags: , Mortgage, Personal Finance, Washington Mutual Bank

Geico: A caveman probably COULD do it! GEICO Direct

GEICO Direct

I was clearing out my e-mail inbox this morning and *panicked* when I noticed that I had forgotten to pay my car insurance. It was exactly 5:01 pm on Saturday, so I figured my policy had been canceled and I was a goner. I crossed my fingers and ran to the phone to call Geico . . .

I dialed, pressed 1 for the “auto insurance” option and a very nice woman picked up. Zero time on hold! Of course, I had forgotten to find my policy number, and I got married so my last name had changed. I was dreading what would happen next, but she said, “No problem, I can look it up by your phone number,” and proceeded to do so.

Tags: , GEICO Direct, Insurance, Personal Finance

Scam o rama! CareCredit Healthcare Finance Plans

CareCredit Healthcare Finance Plans

a.k.a. GEMB, GE Moneybank, GE Money, CareCredit, Kwik Comfort, JC Penney Credit.

The first thing to do is go to www.complaintsboard.com. Do a search on CareCredit, GEMB of GE Moneybank. You will notice they have a running scam.

1) Their offer is for interest free financing if the balance is paid in full after x-months, usually 24.

Tags: , CareCredit Healthcare Finance Plans, Financial Web Sites, Personal Finance

Amazing Customer Service Experience Progressive Group Auto

Progressive Group - Auto

I would not normally advertise for a company

but I have recently had a really amazing customer service experience

I have a lot to say about my recent experience with my car insurance company, Progressive

I LOVE PROGRESSIVE

after my car wreck last Thursday I was in a lot of pain and very stressed about what would happen to my car, my health, the impact it would have on my daily life, bills, medical costs etc.. etc…

thank you to Progressive my life is so much more pleasant and less stressful at this point

Tags: , Insurance, Personal Finance, Progressive Group - Auto

Satisfied Washington Mutual Customer for 12 Years Washington Mutual

Washington Mutual

Address:
400 East Main Street, Stockton, CA 95290

Details:
With PC Banking you have around-the-clock access to your account information–updated at the end of each banking day. You can get account balances, transfer funds, and view account information anytime, free of charge.

Twelve years ago I opened up my first “grown up” checking account at a Washington Mutual branch near the university I was about to begin attending. At the time, Washington Mutual was mostly a local bank. It had yet to become the object of nationwide detest that it is now. My experience with Washington Mutual has been so pleasant that in those twelve years I have had several types of accounts with WAMU: checking, savings, business checking, certificate of deposit, auto loan and home equity lines of credit, all with satisfying results.

Tags: , Banks, Personal Finance, Washington Mutual

How National City Lost 100K of My Money National City

National City

Address:
1900 East Ninth Street, Cleveland, OH 44114

Details:
National City Corporation is an $85 billion diversified financial services company headquartered in Cleveland, Ohio. National City operates banks and other financial service subsidiaries principally in Ohio, Michigan, Pennsylvania, Indiana, Kentucky and Illinois.

Tags: , Banks, National City, Personal Finance

Orchard Bank: Has Costs to it but Good for People with Sub Par Credit Orchard Bank Credit Card

Orchard Bank Credit Card

Tags: , Credit Cards, Orchard Bank Credit Card, Personal Finance

Families Falling Into Debt Need To Check Their Credit Reports Experian Experian/TRW

Experian/TRW

As a younger adult, you wonder how to improve your credit score or ever get credit if no one will trust you to give you credit! Many start out with student loans right off the bat and take a hit when circumstances happen along the way. I have learned of a few things to help and a few things that hurt credit scores that you would not believe! Now in this age of economy woes, many families are being hard hit with gas and food prices making paying off debts lower on their list of priorities.

Tags: , Credit Reports, Experian/TRW, Personal Finance

American Express Blue Offers Revolving Credit Terms, Amex Service American Express Blue

American Express Blue

I am a fan of American Express premium credit cards. I upgraded to Gold years ago and am seriously considering a second upgrade to a Platinum Express Card. There are some times, however, when a consumer chooses to carry a balance longer than a month. They want a credit card, not a charge card.

The difference is that a charge, like the American Express Gold Card or similar offerings, are paid in full each month. A credit card is like the typical MasterCard, Visa or Discover Card. American Express charge cards offer a “Sign and Travel” feature for bigger purchases, but American Express has also introduced the very successful Amex Blue credit card.

Tags: , American Express Blue, Credit Cards, Personal Finance

Good for Conservative Inexperienced Investors USAA Brokerage Services

USAA Brokerage Services

I’ve had USAA accounts for many years now, and have consolidated my 401K to IRA accounts to them as I changed jobs over the years. All of my transactions have gone very smoothly and effortlessly. When I didn’t know much of anything about trading, or investing, they seemed very helpful to me.

However, as I’ve matured as an investor I’ve learned that:

A) They don’t tell you anything about your account options when you initiate a rollover. Unless you specifically ask for a brokerage account, they will roll you into one of their extremely limited mutual fund accounts.

Tags: , Brokers, Personal Finance, USAA Brokerage Services